Turning 65 is an important milestone, and getting ready for Medicare does not have to feel overwhelming. Use this simple checklist to help you prepare.
Your Medicare Checklist:
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Learn when your Initial Enrollment Period begins. For most people, it lasts 7 months: the 3 months before your birthday month, your birthday month, and the 3 months after.
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Decide whether you need to enroll in Part A and Part B when you first become eligible.
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Review what each part of Medicare covers:
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Part A: hospital care
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Part B: doctor visits, outpatient care, and preventive services
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Part D: prescription drug coverage
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Compare your coverage choices:
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Original Medicare
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Original Medicare + Medigap + Part D
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Medicare Advantage
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Make a list of your prescriptions, doctors, pharmacies, and preferred hospitals so you can compare plans more easily.
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Estimate your monthly premium, deductible, copays, and out-of-pocket costs before choosing a plan.
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If you are still working at 65, check with your employer or benefits administrator before delaying any part of Medicare. In some cases, you may be able to delay.
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Find out whether you may qualify for a Special Enrollment Period if you plan to enroll later.
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Mark important enrollment dates on your calendar so you do not miss your window.
Need Assistance?
Contact Accessible Health & Wellness Solutions by calling or texting:
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518-253-4700
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518-478-5852